Please ask about our relock floatdown program.

Rates

Loan Products	Rate	APR	Points	Fees
30 Year Fixed / call for 0 points	4.25	4.52	3.25	C/O W/E
30 Year Fixed / call for 0 points	4.75	4.76	0.0	C/O W/E
30 Year Fixed Jumbo / call for 0 points	4.75	5.08	3.25
30 Year Fixed Jumbo	5.00	5.21	1.625
15 Year Fixed / call for 0 points	3.75	4.11	3.75	C/O W/E
1 Year ARM	Call	Call	Call
15 Year fixed Jumbo / call for 0 points	4.50	4.71	1.00	less 80
10 YR Fixed	3.75	4.08	3.00	C/O W/E
5/1 ARM	3.50	4.01	2.125
Loans are calculated off 185K
PURCHASE ADMIN FEE APPLIES
Introducing Jumbo Conforming Fixed
NO FLOAT DOWN FOR REFINANCE LOANS. Call 610-975-9940(Wayne) for a current rate quote.1 FREE RE-LOCK PER PURCHASE LOAN, NOT ON A REFI WHICH CLOSES IN 2 WEEKS...INVESTMENT PROPERTIES GET HIGHER RATES THAN POSTED...Current rates are for today, and are subject to change on an hourly basis due to active Bond market changes. NEW APPLICATIONS ONLY. KURANDA ON COMCAST, KYW NEWS RADIO, WIP AM, 98.1 FM, ESPN AM, WNTP 990, WXTU 92.5 FM AND CBS3 TV. Rates vary state to state. Your state's rate may be lower or higher; add 3/8 to points for CT/NJ. 10:00AM(EST) good to 7:00PM(EST) . Rates are higher for longer terms than 30 days listed. Please call for exacts. Lock fee charge of .50% required for locks over 60 days, .75 for 90 days and 1% for locks over 91 days to 150 days. Lock fee is refunded 100% two weeks after closing for up to 60 day lock terms . PMI insurance can be eliminated by doing a 90% or 95% 1st and 2nd combo. For 95% add 1/4 to rate or pay 3/4% in discount points. Upfront lock fees required on no PMI programs going past 60 day lock.Floatdown option ends 17 business days before closing date. New company policy as of July 1st/2000, Administrative fee (.375%) charged on all fixed rate loans, this fee can be waived by raising the interest rate by 1/8% to 1/4%, depending on loan size.We arrange but do not make loans in Massachusetts, per Division of Banks.Annual percentage rate may be increased after consummation.Ma mortgage broker mb3693, 3694.CT # 9003 First Mortgage Correspondent Lender/Broker.DE 150064 Mortgage Loan Broker, FLA 352071 Mortgage Brokerage Business License, MD 10424 Mortgage Lender, NH 10499-MBR Mortgage Broker, PA 12376 Loan Correspondent, PA 12377 Secondary Mortgage Broker, VA MB2450 Mortgage Broker/Banker,CO 20051398754 Mortgage Broker, NJ 0633437,9947100,0632872 Licensed Lender, 2 NJ branches. Kuranda Financial Mortgage, Inc. Updated 1/07 State Number Expires License Held Connecticut 9003 9/30/2007 First Mortgage Correspondent/ Broker Delaware 147876 12/31/2007 Chap. 21 Mortgage Loan Broker License Florida 352071 8/31/2008 Mortgage Brokerage Business License 429050 8/31/2007 Mortgage Broker License Maryland 10424 1/16/2009 Mortgage Lenders Massachusetts MB3693 5/31/2007 Mortgage Broker New Jersey 633437 6/30/2009 Mortgage Broker- Branch 632802 6/30/2009 Mortgage Broker- Corporation 9947100 6/30/2009 Mortgage Broker- Individual Pennsylvania 12376 6/30/2009 Loan Correspondent 12377 6/30/2009 Secondary Mortgage Broker Virginia MB2450 Continuous Mortgage Broker Application, credit,appraisal and all other fees are non refundable. Delaware County Aldan 19018, Aston 19014, Boothwyn 19061, Brookhaven 19015, Broomall 19008, Bryn Mawr 19010, Chadds Ford 19317, Chester 19013, 19014, 19015, 19016, 19022, Chester Heights 19017, Chester Hts 19017, Chester Township 19013, Chester Twp 19013, Chesterbrook 19087, Cheyney 19319, Clifton Heights 19018, Clifton Hts 19018, Collingdale 19023, Concordville 19331, 19339, 19340, Crum Lynne 19022, Darby 19023, Drexel Hill 19026, E Lansdowne 19050, East Lansdowne 19050, Eddystone 19013, 19022, 19028, Elwyn 19063, Essington 19029, Folcroft 19032, Folsom 19033, Garden City 19063, Garnet Valley 19061, Glen Mills 19342, Glen Rdl Lima 19037, Glen Riddle 19037, 19063, Glen Riddle Lima 19037, Glenolden 19036, Gradyville 19039, Havertown 19083, Holmes 19043, 19098, Lansdowne 19050, Lenni 19052, Lester 19029, Lima 19037, Linwood 19061, Manoa 19083, Marcus Hook 19061, Media 19063, 19065, Media 19091, Milmont Park 19033, Morton 19070, Moylan 19065, Newtown Sq 19073, Newtown Square 19073, Norwood 19074, Ogden 19061, Phila 19113, Philadelphia 19113, Pilgrim Gardens 19026, Pilgrim Gdns 19026, Primos 19018, Primos Secane 19018, Prospect Park 19076, Radnor 19008, 19080, 19087, 19088, Radnor 19089, Ridley 19070, Ridley Park 19078, Rose Valley 19063, 19086, Rutledge 19070, Saint Davids 19087, Secane 19018, Sharon Hill 19079, Springfield 19064, St Davids 19087, Strafford 19087, Swarthmore 19081, Thornton 19373, Trainer 19061, Upper Chichester 19013, 19014, 19061, Upper Darby 19082, Uppr Chichstr 19013, 19014, 19061, Villanova 19085, Wallingford 19086, Wayne 19080, 19087, 19088, 19089, Woodlyn 19094, Yeadon 19050 Chester County Atglen 19310, Avondale 19311, Berwyn 19312, Birchrunville 19421, Brandamore 19316, Chatham 19318, Chester Sprgs 19425, Chester Springs 19425, Coatesville 19320, Cochranville 19330, Devault 19432, Devon 19333, Downingtown 19335, 19372, E Fallowfield 19320, East Fallowfield Township 19320, Elverson 19520, Exton 19341, Exton 19353, Franklin Center 19341, Franklin Ctr 19341, Frazer 19355, Glenmoore 19343, Honey Brook 19344, Immaculata 19345, Kelton 19346, Kemblesville 19347, Kennett Sq 19348, Kennett Square 19348, Kimberton 19442, Landenberg 19350, Lewisville 19351, Lincoln Univ 19352, Lincoln University 19352, Lionville 19353, Lyndell 19354, Malvern 19355, Mendenhall 19357, Modena 19358, New Londn Twp 19352, New London 19360, New London Township 19352, NewLondon TWP 19352, Nottingham 19362, Oxford 19363, Paoli 19301, Parker Ford 19457, Parkesburg 19365, Phoenixville 19460, Pocopson 19366, Pomeroy 19367, Pottstown 19465, Romansville 19320, Sadsburyville 19369, Saint Peters 19470, Southeastern 19397, 19398, 19399, Spring City 19475, Steelville 19310, Suplee 19371, Thorndale 19372, Toughkenamon 19374, Tredyffrin 19312, Unionville 19375, Uwchland 19480, Valley Forge 19481, 19482, 19493, 19494, 19495, 19496, Valley Township 19320, Valley Twp 19320, W Brandywine 19320, 19343, 19344, Wagontown 19376, West Bradford 19320, 19335, 19380, West Brandywine 19320, 19343, 19344, West Chester 19380, 19381, 19382, 19383, 19388, West Grove 19390, Westtown 19395 Montgomery County Abington 19001, Ambler 19002, Arcola 19420, Ardmore 19003, Audubon 19403, 19407, Bala Cynwyd 19004, Belmont Hills 19004, Black Horse 19401, Blue Bell 19422, 19424, Bridgeport 19405, Bryn Athyn 19009, Cedars 19423, Center Square 19422, Cheltenham 19012, Collegeville 19426, 19473, Colmar 18915, Conshohocken 19428, 19429, Creamery 19430, Dresher 19025, E Greenville 18041, Eagleville 19403, 19408, 19415, Earlington 18918, East Greenville 18041, East Norriton 19401, 19403, Elkins Park 19027,

We also offer 20 and 10 year terms as well as Jumbo loan rates. Already have a quote from another mortgage company? Please call us to compare; we are a small storefront banker with low overhead costs, passing the savings to the borrower in the form of lower rates and fees.